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The model’s over/under picks, locked in before kickoff and graded after the final whistle.All posts

Week 6 Recap: Model vs. Market

Report card time. Every prediction below was locked in before its game kicked off, no do-overs and no peeking. For each game, the model's pick is simple: if it predicted more points than the sportsbooks' over/under, that's an Over; fewer, an Under. Then we keep score like a team does: wins and losses. Reminder: the model is an experiment, not a crystal ball. Tested on every season from 2010 to 2025, it won 50.3% of its picks, basically a coin flip, so one good or bad week is just noise. Here's how the model works.

This week vs. the over/under26–32
Win rate this week44.8%
Season so far110–119
Needed to break even52.4%

Season win rate: 48.0%. Why 52.4% to break even? Sportsbooks take a cut, called the vig: you risk $110 to win $100, so going 50–50 still loses money. (Betting is for adults, and the house usually wins. We just keep score.) Average miss this week: the model was off by 12.9 points, the sportsbooks by 12.2; the model was closer on 23 of 58 games.

The 5 biggest misses

The games where our model's guess ended up furthest from the real final total. Blowouts, shootouts, and games that just went totally off script. Humbling, every week.

Matchup Posted O/U Model Actual Off by Pick Result
South Alabama @ Arkansas State 59.5 58.0 56–49 (105.0) 47.0 Under Loss
North Dakota State @ UNLV 47.5 61.5 7–13 (20.0) 41.5 Over Loss
Southern Miss @ Troy 51.5 52.1 34–55 (89.0) 36.9 Over Win
Old Dominion @ App State 45.5 46.9 10–3 (13.0) 33.9 Over Loss
San Diego State @ Oregon State 52.5 49.5 14–66 (80.0) 30.5 Under Loss

Every game, every call

Matchup Posted O/U Model Actual Conditions Pick Result
South Alabama @ Arkansas State 59.5 58.0 56–49 (105.0) 7mph wind Under Loss
North Dakota State @ UNLV 47.5 61.5 7–13 (20.0) dome Over Loss
Southern Miss @ Troy 51.5 52.1 34–55 (89.0) 8mph wind Over Win
Old Dominion @ App State 45.5 46.9 10–3 (13.0) 0.41in rain, 21mph wind Over Loss
San Diego State @ Oregon State 52.5 49.5 14–66 (80.0) 0.08in rain, 5mph wind Under Loss
UCLA @ Oregon 57.5 62.1 17–15 (32.0) 7mph wind Over Loss
Arizona @ West Virginia 60.5 55.7 52–31 (83.0) 12mph wind Under Loss
Georgia @ Alabama 51.5 64.1 20–17 (37.0) 6mph wind Over Loss
Buffalo @ Toledo 54.5 55.8 23–8 (31.0) 8mph wind Over Loss
Illinois @ Michigan State 48.5 50.4 38–37 (75.0) 14mph wind Over Win
New Mexico State @ Florida International 46.5 47.3 3–22 (25.0) 0.03in rain, 8mph wind Over Loss
Boise State @ Fresno State 48.5 47.6 38–31 (69.0) 10mph wind Under Loss
Iowa @ Washington 40.5 46.0 41–24 (65.0) 6mph wind Over Win
Texas A&M @ Missouri 50.5 50.8 6–27 (33.0) 9mph wind Over Loss
Iowa State @ BYU 46.5 51.6 10–24 (34.0) 10mph wind Over Loss
UCF @ Oklahoma State 53.5 52.8 28–42 (70.0) 12mph wind Under Loss
Sam Houston @ Liberty 52.5 54.6 3–35 (38.0) 6mph wind Over Loss
LSU @ Kentucky 50.5 54.1 34–35 (69.0) 16mph wind Over Win
Tennessee @ Arkansas 51.5 55.7 24–17 (41.0) 6mph wind Over Loss
Washington State @ Utah State 43.5 47.3 16–17 (33.0) 11mph wind Over Loss
Indiana @ Nebraska 48.5 49.8 20–17 (37.0) 19mph wind Over Loss
Air Force @ Northern Illinois 48.5 47.4 28–7 (35.0) 13mph wind Under Win
Wyoming @ San José State 42.5 41.3 16–13 (29.0) 6mph wind Under Win
Ole Miss @ Vanderbilt 55.5 57.0 52–17 (69.0) 0.02in rain, 12mph wind Over Win
Hawai'i @ Arizona State 51.5 53.7 12–30 (42.0) 7mph wind Over Loss
Virginia Tech @ California 53.5 56.1 20–25 (45.0) 13mph wind Over Loss
Missouri State @ Western Kentucky 56.5 58.0 13–34 (47.0) 6mph wind Over Loss
Kansas @ Utah 49.5 54.3 24–41 (65.0) 20mph wind Over Win
Tulane @ Army 48.5 47.2 17–20 (37.0) 6mph wind Under Win
North Carolina @ Pittsburgh 46.5 48.0 21–17 (38.0) 12mph wind Over Loss
Nevada @ UTEP 48.5 52.5 30–13 (43.0) 8mph wind Over Loss
Tulsa @ Navy 47.5 50.9 26–34 (60.0) 12mph wind Over Win
Texas @ Oklahoma 40.5 42.5 24–27 (51.0) 8mph wind Over Win
Miami (OH) @ Massachusetts 44.5 47.3 20–19 (39.0) 5mph wind Over Loss
UAB @ Memphis 54.5 59.1 13–38 (51.0) 7mph wind Over Loss
Sacramento State @ Bowling Green 43.5 55.8 10–38 (48.0) 14mph wind Over Win
Maryland @ Ohio State 56.5 53.4 16–45 (61.0) 0.03in rain, 8mph wind Under Loss
Stanford @ Notre Dame 55.5 57.5 7–58 (65.0) 11mph wind Over Win
Florida State @ Louisville 60.5 56.8 20–44 (64.0) 6mph wind Under Loss
Louisiana @ Louisiana Tech 48.5 56.3 31–32 (63.0) 6mph wind Over Win
Charlotte @ North Texas 57.5 65.5 10–50 (60.0) 8mph wind Over Win
Rice @ East Carolina 45.5 45.4 12–28 (40.0) 0.04in rain, 16mph wind Under Win
Coastal Carolina @ Marshall 57.5 52.9 27–21 (48.0) 0.38in rain, 7mph wind Under Win
Houston @ Kansas State 54.5 55.7 35–16 (51.0) 17mph wind Over Loss
James Madison @ Georgia Southern 51.5 55.0 27–24 (51.0) 0.03in rain, 14mph wind Over Loss
Ball State @ Northwestern 53.5 55.4 14–45 (59.0) 12mph wind Over Win
Eastern Michigan @ Akron 51.5 51.4 25–23 (48.0) 10mph wind Under Win
Wake Forest @ NC State 56.5 55.3 38–14 (52.0) 0.04in rain, 15mph wind Under Win
Kent State @ Western Michigan 43.5 48.1 7–38 (45.0) 12mph wind Over Win
South Carolina @ Florida 59.5 59.9 38–19 (57.0) 0.09in rain, 14mph wind Over Loss
South Florida @ UTSA 49.5 52.5 24–31 (55.0) dome Over Win
Central Michigan @ Ohio 45.5 47.5 14–31 (45.0) 7mph wind Over Loss
Jacksonville State @ Kennesaw State 49.5 50.8 27–26 (53.0) 5mph wind Over Win
UConn @ Temple 55.5 56.0 34–20 (54.0) 8mph wind Over Loss
Duke @ Georgia Tech 45.5 51.1 25–28 (53.0) 0.02in rain, 15mph wind Over Win
USC @ Penn State 54.5 55.8 31–23 (54.0) 5mph wind Over Loss
Minnesota @ Purdue 49.5 52.6 13–41 (54.0) 5mph wind Over Win
Syracuse @ Virginia 49.5 51.8 25–28 (53.0) 0.03in rain, 7mph wind Over Win

Shadow test: cooling off over streaks

We're trying out a tweak: shade a prediction down when a team's games have been beating the posted total, and up when they've been coming in under it, because hot over streaks have tended to cool off (here's where the idea came from). It isn't part of the model: the picks above don't use it. For the rest of the 2026 regular season we just keep score.

With the tweak, the picks on the 51 games it covered would have gone 25–25–1 this week (25–25–1 since it started in Week 6, 50.0%). It changed 6 picks this week, and the new picks went 4–2. Season to date, the picks it changed have gone 4–2.

Not betting advice. This is a running scorecard for an experimental model, posted automatically once each week's games are final. Every week's recap lives on the blog.